Banking access is the single most common bottleneck for cross-border expansion.
For international businesses entering the Gulf or Spain, opening and maintaining banking relationships is frequently more complex than the legal or regulatory setup. ILS Consultancy provides direct introductions to tier-one banks in Dubai, Riyadh, Abu Dhabi, and Madrid — combined with advisory on account structures, financing facilities, and treasury optimisation for cross-border operations.
Why Banking Advisory Matters
Direct Bank Introductions
We introduce clients directly to relationship managers at Emirates NBD, FAB, Riyad Bank, SAMBA, Santander, and other tier-one institutions — bypassing cold-application queues.
Account Structure Optimisation
Advisory on optimal account structures for multi-currency treasury, intercompany flows, and cross-border remittances — minimising friction and FX cost.
Financing Facilitation
Support in structuring and presenting financing requests — working capital, trade finance, real estate, and project finance — to maximise approval probability.
The ILS Banking Advantage
Pre-Established Bank Relationships
Years of active deal flow with banking partners across our three core markets mean your introduction carries weight and context.
KYC & Onboarding Support
We prepare and coordinate all KYC documentation packages, significantly reducing the back-and-forth that typically delays account opening.
Islamic Finance Access
Advisory on Shariah-compliant financing structures — Murabaha, Ijara, Istisna — for clients seeking Islamic banking solutions in Saudi Arabia and UAE.
Our Banking Advisory Process
A structured engagement that handles the full lifecycle from bank selection to account activation.
Requirements Assessment
We review your corporate structure, transaction flows, and banking needs to determine the optimal banking partners and account configuration.
Bank Selection & Introduction
We identify the right institutions for your profile and arrange introductions to senior relationship managers — not generic application portals.
Documentation Preparation
We prepare and organise the complete KYC and onboarding documentation package, pre-empting common reasons for delay or rejection.
Activation & Handover
We manage the process through to account activation, then hand over with a clear banking relationship map and contact directory for your team.
Banking Coverage by Market
Active banking relationships across our three primary jurisdictions, covering both conventional and Islamic finance.
UAE Banking
Saudi Arabia Banking
Spain & Europe
Correspondent Banking
Clients We Serve
Trading Companies
Import/export operators requiring multi-currency accounts and trade finance facilities across Gulf and European markets.
Real Estate Investors
Property investors and developers needing mortgage facilities, project finance, and escrow account structures.
Asset Managers
Fund managers and investment companies requiring regulated custodian banking, prime brokerage introductions, and fund administration banking.
Family Offices
Private wealth structures requiring discreet, relationship-managed banking across multiple jurisdictions for consolidated treasury operations.
Accounts Opened
Banking Partners
Jurisdictions
First-Time Approval
90 days
Time to Activation
22%
FX Cost Reduction
3
Jurisdictions
Gulf Trading Group — Multi-Market Banking Structure
Establishing a coordinated banking infrastructure across UAE, Saudi Arabia, and Spain
The Challenge
A Gulf-based trading group expanding into Spain needed banking relationships across three jurisdictions simultaneously, with specific requirements around intercompany lending, FX management, and Islamic financing for the Saudi entity.
Our Approach
ILS Consultancy coordinated parallel banking introductions across Emirates NBD (UAE), Al Rajhi (Saudi Arabia), and Santander (Spain) — structuring the intercompany framework and preparing consolidated KYC documentation acceptable to all three institutions.
The Outcome
All three accounts activated within 90 days. The intercompany structure reduced FX transaction costs by 22% and enabled same-day intercompany settlement across time zones.
Common Questions
How long does it take to open a corporate bank account in the UAE?
Can you assist with opening accounts for newly incorporated entities?
Do you handle Islamic banking requirements?
What if our initial application is declined?
Unlock the Right Banking Relationships
Talk to our banking advisory team about your requirements across UAE, Saudi Arabia, and Spain.